What are the ways of risk financing?

Path 1: bank loan. Bank loan is called the "reservoir" of risk financing, which has a "mass base" among entrepreneurs.

Credit loan refers to the loan issued by the bank only based on the trust of the borrower's credit, and the borrower does not need to provide collateral to the bank.

A secured loan refers to a loan issued with the guarantor's credit as the guarantee.

Discounted loan refers to the loan method that the borrower applies to the bank for discount with unexpired bills when he is in urgent need of funds.

Remind entrepreneurs to be prepared for a "protracted war", because in addition to dealing with banks, applying for loans has to go through industrial and commercial administrative departments, tax departments, intermediaries and so on. Moreover, the procedures are cumbersome, and no problem can occur in any link.

Path 2: Venture capital. Venture capital is a high-risk and high-return investment, and venture capitalists enter venture enterprises in the form of equity participation. Venture capital favors high-tech startups.

Remind venture capitalists that they are more concerned about the profit model of start-ups and entrepreneurs themselves.

Path 3: Private capital. Private capital investment operation procedures are relatively simple, financing speed is fast, and the threshold is low.

Remind many private investors that when investing, both sides should put all the problems on the table and express them clearly in written form. In addition, the study of private capital is a "compulsory course" before financing.

Path 4: financial leasing. Financial leasing is a kind of credit method with the direct purpose of financing. On the surface, it is a loan, but in essence, it is repaid by installments through rent.