Hello, is it better to buy insurance with dividends or without dividends

Generally speaking, it is advisable to buy insurance without dividend is better, because the dividend is often uncertain, the specific whether there is a dividend, need to be based on the actual operating conditions of the insurance company's dividend insurance business can be decided, and even if there is a dividend, the specific how much, usually only in the insurance company issued by the dividend notification of the time to know.

Besides the fact that dividends cannot be determined, these pits in participating insurance must also be watched out for: Why are participating insurance complaints so high? The mystery of participating insurance

If the insurance company is not well run, did not make much money, or even lost money, it is very likely that we will not get the dividends, so if you want to buy participating insurance, you have to seriously consider it clearly. If you want to know more about the content of the participating insurance, you can poke this article to see: about the participating insurance, the salesman will not tell you the thing

Usually, we buy insurance is recommended to configure the protection type of insurance, such as the critical illness insurance, medical insurance, accident insurance, life insurance, because when we are sick or accident need treatment, in the case of meeting the conditions, the protection type of insurance can be The insurance company will pay out or reimburse the corresponding insurance premiums, which can also alleviate the pressure of the family's medical expenses to a certain extent.

After we configure the protection type insurance, if there is a budget, then consider the financial type insurance. On the money-saving strategies to buy insurance, interested friends can read this article Oh: how to buy insurance cheapest?

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