The reason why there is no limit on the amount of cloud loan in CCB account.

Account cloud loan is based on the behavior of small and micro enterprises and their main accounts, and gives a certain amount of credit loans to small non-loan users who handle settlement products in CCB. Many enterprises applied for cloud loan of CCB account, but found that there was no quota after application. What is the reason for the insufficient amount of cloud loan in CCB account?

The reason why there is no limit on the amount of cloud loan in CCB account.

1 condition not met.

If you want to obtain the cloud loan limit of CCB account, you must meet the conditions, such as the establishment of the enterprise 1 year or more, the enterprise opening a legal person account in CCB, making more than 5 repayments in 1 year, and the total credit balance between the enterprise owner and the enterprise in other banks does not exceed 5 million. If you don't meet the requirements, you can't get on the line.

There is something wrong with credit.

Cloud loan of CCB account requires the business owner to have good personal credit and no bad credit record and serious negative information. If the business owner has a bad record, he won't get the quota.

3 does not conform to the next paragraph.

Cloud loan of CCB account is mainly applicable to small and micro enterprises, individual industrial and commercial households and sole proprietorship enterprises, and individuals cannot apply. If it is an individual user application, because it does not meet the conditions in the next paragraph, it is impossible to obtain the quota.

Under normal circumstances, there is no limit on the amount of cloud loans in CCB accounts, which is caused by the above reasons. If you want to apply for a cloud loan in a CCB account, you must not only meet the application conditions, but also maintain a good personal credit. Otherwise, even if the application is passed, you will not be able to obtain the cloud loan quota of the CCB account.