Combining the theory and experience of employing people in China and the West, and combining with practice, this paper discusses how to better employ people in the public sector in the form of classro

Combining the theory and experience of employing people in China and the West, and combining with practice, this paper discusses how to better employ people in the public sector in the form of classroom groups. Two legal provisions are very detailed:

The State Council on the establishment of basic urban workers

Decision on medical insurance system

Guo Fa [1998] No.44

People's governments of all provinces, autonomous regions and municipalities directly under the Central Government, ministries and commissions and institutions directly under the State Council:

Accelerating the reform of the medical insurance system and ensuring the basic medical care for employees are the objective requirements and important guarantees for establishing the socialist market economic system. On the basis of summing up the pilot experience of medical insurance system reform in recent years, the State Council decided to carry out the reform of medical insurance system for urban workers nationwide.

I. Tasks and Principles of Reform

The main task of medical insurance system reform is to establish the basic medical insurance system for urban workers, that is, to adapt to the socialist market economic system and to establish a social medical insurance system to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals.

The principles of establishing the basic medical insurance system for urban workers are: the level of basic medical insurance should be adapted to the level of productivity in the primary stage of socialism; All employers and their employees in cities and towns should participate in basic medical insurance and implement territorial management; The cost of basic medical insurance shall be borne by both the employer and the employee; The basic medical insurance fund combines social pooling with individual accounts.

Second, coverage and payment methods.

All employers in cities and towns, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc.). ), organs, institutions, social organizations, private non-enterprise units and their employees should participate in the basic medical insurance. Whether township enterprises and their employees, owners of urban individual economic organizations and their employees participate in basic medical insurance shall be decided by the people's governments of all provinces, autonomous regions and municipalities directly under the Central Government.

In principle, the basic medical insurance shall be based on the administrative regions at or above the prefecture level (including prefectures and leagues) or counties (cities). In principle, the three municipalities directly under the Central Government, namely Beijing, Tianjin and Shanghai, shall implement overall planning within the city (hereinafter referred to as the overall planning area). All employers and their employees shall participate in the basic medical insurance in the overall planning area in accordance with the principle of territorial management, implement unified policies, and implement unified collection, use and management of basic medical insurance funds. Enterprises with large cross-border production mobility such as railways, electric power and ocean transportation and their employees can participate in basic medical insurance in different places in a relatively centralized way.

The basic medical insurance premium is paid by both the employer and the employee. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the employee's contribution rate is generally 2% of his salary income. With the development of economy, the contribution rates of employers and employees can be adjusted accordingly.

Three, the establishment of basic medical insurance funds and personal accounts.

It is necessary to establish the basic medical insurance pooling fund and individual account. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. The proportion of individual accounts is generally about 30% of the employer's contribution, and the specific proportion is determined by the overall planning area according to the payment scope of individual accounts and the age of employees.

The overall fund and individual account shall delimit their respective payment ranges, and shall be accounted for separately, and shall not occupy each other. Determine the qifubiaozhun and the maximum payment limit of the overall fund. In principle, the qifubiaozhun is controlled at about 10% of the average annual salary of local employees, and the maximum payment limit is controlled at about 4 times of the average annual salary of local employees. Medical expenses below Qifubiaozhun shall be paid by personal account or borne by individuals. Medical expenses above Qifubiaozhun and below the maximum payment limit are mainly paid from the overall fund, and individuals also have to bear a certain proportion. Medical expenses exceeding the maximum payment limit can be solved through commercial and industrial medical insurance. The specific Qifubiaozhun, the maximum payment limit and the personal burden ratio of medical expenses above the Qifubiaozhun and below the maximum payment limit of the overall planning fund shall be determined by the overall planning area according to the principle of fixed income and expenditure balance.

Four, improve the basic medical insurance fund management and supervision mechanism.

The basic medical insurance fund shall be included in the financial account management, and shall be used for special purposes and shall not be misappropriated.

The social insurance agency shall be responsible for the collection, management and payment of the basic medical insurance fund, and shall establish and improve the budget and final accounts system; Financial accounting system and internal audit system. The business expenses of social insurance agencies shall not be drawn from the fund, and shall be solved by the financial budgets at all levels.

Bank interest calculation method of basic medical insurance fund: the part raised in the current year will bear interest according to the deposit interest rate; The fund principal and interest carried forward from the previous year shall bear interest at the bank deposit rate of lump-sum deposit for 3 months; The deposited funds deposited in the social security financial special account shall bear interest at the three-year zero deposit and lump-sum savings deposit rate not lower than the interest rate of this grade. The principal and interest of an individual account are owned by the individual and can be carried forward and inherited.

Labor and social security and financial departments at all levels should strengthen the supervision and management of the basic medical insurance fund. Audit departments should regularly audit the fund revenue and expenditure and management of social insurance agencies. In the overall planning area, a medical insurance fund supervision organization with the participation of relevant government departments, employers, medical institutions, trade union representatives and relevant experts should be established to strengthen social supervision of the basic medical insurance fund.

Verb (abbreviation of verb) strengthens medical service management

It is necessary to determine the service scope and standard of basic medical insurance. The Ministry of Labor and Social Security shall, jointly with the Ministry of Health, the Ministry of Finance and other relevant departments, formulate the scope, standards and settlement methods of basic medical services, and formulate the national basic medical insurance drug list, diagnosis and treatment items, standards of medical service facilities and corresponding management measures. The administrative departments of labor security of all provinces, autonomous regions and municipalities directly under the Central Government shall, in accordance with the provisions of the state, jointly with relevant departments, formulate corresponding implementation standards and measures in their respective regions.

The basic medical insurance is managed by designated medical institutions (including Chinese medicine hospitals) and designated pharmacies. The Ministry of Labor and Social Security shall, jointly with the Ministry of Health, the Ministry of Finance and other relevant departments, formulate measures for the examination and approval of the qualifications of designated medical institutions and designated pharmacies. Social insurance agencies should, in accordance with the principle of integrating traditional Chinese and western medicine, take into account grass-roots units, specialized departments and comprehensive medical institutions, be responsible for determining designated medical institutions and pharmacies, and sign contracts with designated medical institutions and pharmacies to clarify their respective responsibilities, rights and obligations. When determining the designated medical institutions and pharmacies, we should introduce the competition mechanism. Workers can choose a number of designated medical institutions to seek medical treatment and purchase medicines, or they can buy medicines at a number of designated pharmacies with prescriptions. The State Administration of Pharmaceutical Products shall, jointly with relevant departments, formulate measures for handling drug purchase accidents in designated pharmacies.

All localities should conscientiously implement the spirit of the decision of the Central Committee and the State Council on health reform and development (Zhong Fa [1997] No.3), actively promote the reform of the medical and health system, invest less money, let the people get good medical services, and promote the healthy development of medical and health undertakings. It is necessary to establish a system of separate accounting and management of medicine, form a competitive mechanism between medical services and drug circulation, and reasonably control the level of medical expenses; It is necessary to strengthen the internal management of medical institutions and pharmacies, standardize medical service behavior, and reduce staff and increase efficiency. Reduce the cost of drugs; It is necessary to rationalize the price of medical services, reasonably raise the price of medical technical services and reduce the proportion of drug income in the total medical income on the basis of separate accounting and management of medicines; It is necessary to strengthen professional technical training and professional ethics education to improve the quality and service quality of medical service personnel; It is necessary to rationally adjust the layout of medical institutions, optimize the allocation of medical and health resources, actively develop community health services, and incorporate basic medical services in community health services into basic medical insurance coverage. The Ministry of Health shall, jointly with relevant departments, formulate relevant policies for the reform of medical institutions and the development of community health services. The State Economic and Trade Commission and other departments should seriously cooperate with the reform of the drug circulation system.

Six, properly solve the medical problems of the relevant personnel.

The medical treatment of retired personnel and the old Red Army remains unchanged, and the medical expenses are solved according to the original funding channels. Payment is indeed difficult, by the people's government at the same level to help solve. The medical management authority and laws of retired personnel and the old Red Army shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

The medical treatment of disabled revolutionary servicemen above Grade B remains unchanged, and the medical expenses are solved according to the original funding channels. Social insurance agencies set up separate accounts for management: the insufficient payment of medical expenses shall be solved by the local people's government.

Retirees participate in the basic medical insurance, and individuals do not pay the basic medical insurance premium; Appropriate care should be given to the amount of personal accounts of retirees and the proportion of personal medical expenses.

On the basis of participating in the basic medical insurance, national civil servants enjoy the Medicaid policy. Specific measures shall be formulated separately.

In order not to reduce the existing medical consumption level of employees in some specific industries, on the basis of participating in basic medical insurance, as a transitional measure, supplementary medical insurance for enterprises is allowed to be established. The part of enterprise supplementary medical insurance premium within 4% of the total capital shall be paid from employee welfare funds, and the insufficient part of welfare funds shall be included in the cost after approval by the financial department at the same level.

The basic medical insurance premium for laid-off workers of state-owned enterprises, including unit contributions and individual contributions, shall be paid by the re-employment service center according to 60% of the average salary of local employees in the previous year.

Seven, strengthen organizational leadership

The reform of the medical insurance system is highly policy-oriented, involving the vital interests of the broad masses of workers and related to national economic development and social stability. People's governments at all levels should earnestly strengthen leadership, unify their thinking, raise awareness, do a good job in propaganda and political and ideological work, and make the broad masses of workers and all sectors of society actively support and participate in this reform. All localities should carefully organize and implement the basic medical insurance system for urban workers in accordance with the tasks, principles and requirements, combined with local conditions, to ensure a smooth transition between the old and new systems.

The establishment of the basic medical insurance system for urban workers began at the beginning of 1999 and was basically completed at the end of 1999. The people's governments of all provinces, autonomous regions and municipalities directly under the Central Government shall, in accordance with the requirements of this decision, formulate an overall plan for the reform of the medical insurance system and report it to the Ministry of Labor and Social Security for the record. The overall planning area shall, according to the planning requirements, formulate an implementation plan for basic medical insurance, which shall be implemented after being submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for examination and approval.

The Ministry of labor and social security should strengthen the guidance and inspection of the establishment of the basic medical insurance system for urban workers, and timely study and solve problems in the work. The financial, health and drug supervision and management departments should actively participate, cooperate closely and make joint efforts to ensure the smooth progress of the reform of the basic medical insurance system for urban workers.

December 14th, 1998

Interim regulations on the collection and payment of social insurance premiums

Chapter I General Provisions

Article 1 These Regulations are formulated in order to strengthen and standardize the collection and payment of social insurance premiums and ensure the payment of social insurance premiums.

Article 2 These Regulations shall apply to the collection and payment of basic old-age insurance premiums, basic medical insurance premiums and unemployment insurance premiums (hereinafter referred to as social insurance premiums).

The units and payers mentioned in these Regulations refer to the units and individuals that should pay social insurance premiums in accordance with relevant laws, administrative regulations and the provisions of the State Council.

Article 3 The collection scope of basic old-age insurance premiums: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, and institutions and their employees that implement enterprise management.

The collection scope of basic medical insurance premium: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, state organs and their employees, institutions and their employees, private non-enterprise units and their employees, social organizations and their full-time employees.

The collection scope of unemployment insurance premium: state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to local actual conditions, stipulate that urban individual industrial and commercial households should be included in the basic old-age insurance and basic medical insurance coverage, and social organizations and their specialized personnel, private non-enterprise units and their employees, and urban individual industrial and commercial households with employees and their employees should be included in the scope of unemployment insurance.

The payment base and rate of social insurance premiums shall be implemented in accordance with relevant laws, administrative regulations and the provisions of the State Council.

Article 4 Payment units and individuals shall pay social insurance premiums in full and on time.

The social insurance premiums collected shall be incorporated into the social insurance fund for special purposes, and no unit or individual may misappropriate them.

Article 5 The administrative department of labor and social security of the State Council is responsible for the management, supervision and inspection of the collection and payment of social insurance premiums nationwide. The administrative department of labor security of the local people's governments at or above the county level shall be responsible for the collection, management, supervision and inspection of social insurance premiums within their respective administrative areas.

Article 6 Social insurance premiums shall be collected in a centralized and unified manner.

The collection agencies of social insurance premiums shall be stipulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government, and may be collected by tax authorities, or by social insurance agencies (hereinafter referred to as social insurance agencies) established by the administrative department of labor security in accordance with the provisions of the State Council.

Chapter II Collection and Payment Management

Seventh payment units must apply to the local social insurance agencies for social insurance registration and participate in social insurance. The registered items include: name, domicile, business place, unit type, legal representative or person in charge, account number of the bank where the account is opened, and other matters stipulated by the administrative department of labor and social security of the State Council.

Article 8 A payer who has participated in social insurance before the implementation of these Regulations shall, within six months from the date of implementation of these Regulations, go to the local social insurance agency to re-register social insurance, and the social insurance agency shall issue a social insurance registration certificate.

Payment units that did not participate in social insurance before the implementation of this Ordinance shall, within 30 days from the date of implementation of this Ordinance, and payment units established after the implementation of this Ordinance shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with business license or registration certificate and other relevant documents. Social insurance agencies will issue social insurance registration certificates after examination.

The Social Insurance Registration Certificate shall not be forged or altered. The style of social insurance registration certificate shall be formulated by the administrative department of labor security of the State Council.

Article 9 If the social insurance registration items of the payer are changed or the payer is terminated according to law, it shall, within 30 days from the date of change or termination, go through the formalities for the change or cancellation of social insurance registration at the social insurance agency.

Tenth payment units must declare the amount of social insurance premiums payable to the social insurance agencies on a monthly basis, and pay social insurance premiums within the prescribed time limit after being approved by the social insurance agencies.

If the payer fails to declare the amount of social insurance premiums payable according to the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no amount paid last month, the social insurance agency shall temporarily determine the amount to be paid according to the operating conditions of the unit and the number of employees. After the payer completes the declaration procedures and pays the social insurance premium according to the approved amount, the social insurance agency shall settle the account according to the regulations.

Article 11 Where the people's governments of provinces, autonomous regions and municipalities directly under the Central Government stipulate that social insurance premiums shall be collected by the tax authorities, the social insurance agency shall provide the tax authorities with the social insurance registration, change of registration, cancellation of registration and payment declaration of the payer in a timely manner.

Twelfth payment units and individuals shall pay social insurance premiums in full in the form of money.

The social insurance premium that the payer should pay shall be withheld and remitted from his own salary by his unit.

Social insurance premiums shall not be reduced or exempted.

Thirteenth payment unit fails to pay and withhold social insurance premiums according to law, the administrative department of labor security or the tax authorities shall order it to pay within a time limit; Fails to pay, in addition to repay the amount owed, from the date of default, an additional 2/1000 of the daily fines. Late payment fees are incorporated into social insurance funds.

Article 14 The social insurance premiums collected shall be deposited in the financial special account of social security fund opened by the financial department in state-owned commercial banks.

Establish social insurance funds according to the overall scope of different types of insurance, including basic endowment insurance fund, basic medical insurance fund and unemployment insurance fund. Social insurance funds are accounted for separately.

Social insurance funds are exempt from taxes and fees.

Article 15 Where the people's governments of provinces, autonomous regions and municipalities directly under the Central Government stipulate that social insurance premiums shall be collected by the tax authorities, the tax authorities shall provide social institutions with the payment information of payment units and individuals in a timely manner; The social insurance agency shall collect relevant information and report to the administrative department of labor security.

Sixteenth social insurance agencies should establish payment records, including basic old-age insurance and basic medical insurance, and record personal accounts in accordance with regulations. Social insurance institutions are responsible for keeping payment records and ensuring their integrity and security. The social insurance agency shall send a personal account notice of basic old-age insurance and basic medical insurance to the payer at least once a year.

Payment units and individuals have the right to inquire about payment records in accordance with regulations.

Chapter III Supervision and Inspection

Seventeenth payment units shall announce the annual payment of social insurance premiums to employees and accept the supervision of employees. Social insurance agencies shall regularly announce the collection of social insurance premiums to the public and accept social supervision.

Article 18 According to the regulations of the people's governments of provinces, autonomous regions and municipalities directly under the Central Government on the collection and payment institutions of social insurance premiums, when the administrative department of labor security or the tax authorities inspect the payment of social insurance premiums by the units according to law, the units under inspection shall provide the employment situation, salary payment, financial statements and other information related to the payment of social insurance premiums, truthfully reflect the situation, and shall not refuse the inspection, and shall not lie or conceal it. The administrative department of labor and social security or the tax authorities may record, record, video, photograph and copy the relevant materials; However, it should be kept confidential for the payer.

When exercising the functions and powers listed in the preceding paragraph, the staff of the administrative department of labor security and the tax authorities shall produce their official certificates.

Article 19 When the administrative department of labor security or the tax authorities investigate and deal with cases of illegal collection and payment of social insurance premiums, the relevant departments and units shall give support and assistance.

Twentieth social insurance agencies entrusted by the administrative department of labor and social security, can carry out inspections and investigations related to the collection and payment of social insurance premiums.

Twenty-first any organization or individual has the right to report illegal acts related to the collection and payment of social insurance premiums. The administrative department of labor and social security or the tax authorities shall promptly investigate the report, handle it in accordance with the provisions, and keep the informant confidential.

Twenty-second social insurance funds shall be managed by two lines of revenue and expenditure, and shall be supervised by the financial department according to law. Audit departments shall supervise the income and expenditure of social insurance funds according to law.

Chapter IV Punishment

Twenty-third payment unit fails to handle the social insurance registration, change of registration or cancellation of registration in accordance with the provisions, or fails to declare the amount of social insurance premiums payable in accordance with the provisions, the administrative department of labor security shall order it to make corrections within a time limit; If the circumstances are serious, the directly responsible person in charge and other directly responsible personnel may be fined 1000 yuan to 5,000 yuan; If the circumstances are particularly serious, the directly responsible person in charge and other directly responsible personnel may be fined more than 5000 yuan 10000 yuan.

Article 24 If a payment unit violates laws, administrative regulations and the relevant state provisions on finance, accounting and statistics, forges, alters or intentionally destroys relevant account books and materials, or fails to set up account books, so that the base of social insurance premium payment cannot be determined, it shall be confiscated in accordance with the provisions of Article 9 of these regulations, in addition to administrative punishment, disciplinary punishment and criminal punishment in accordance with the provisions of relevant laws and administrative regulations; If the payment is overdue, the administrative department of labor and social security or the tax authorities shall, in accordance with the provisions of Article 12, decide to impose a late payment fee, and impose a fine of not less than 5,000 yuan but not more than 20,000 yuan on the directly responsible person in charge and other directly responsible personnel.

Twenty-fifth payment units and individuals who refuse to accept the punishment decision of the administrative department of labor security or the tax authorities may be reconsidered in shenqing according to law; If you are not satisfied with the reconsideration decision, you may bring a lawsuit according to law.

Article 26 If a payer refuses to pay social insurance premiums and late fees within the time limit, the administrative department of labor security or the tax authorities shall apply to the people's court for compulsory collection according to law.

Article 27 If the staff of the administrative department of labor and social security, the social insurance agency or the tax authorities abuse their powers, engage in malpractices for selfish ends or neglect their duties, resulting in the loss of social insurance premiums, the administrative department of labor and social security or the tax authorities shall recover the lost social insurance premiums; If the case constitutes a crime, criminal responsibility shall be investigated according to law; If it does not constitute a crime, it shall be given administrative sanctions according to law.

Twenty-eighth any unit or individual who misappropriates social insurance funds shall recover the misappropriated social insurance funds; If there is illegal income, the illegal income shall be confiscated and incorporated into the social insurance fund; If the case constitutes a crime, criminal responsibility shall be investigated according to law; If it does not constitute a crime, the directly responsible person in charge and other directly responsible personnel shall be given administrative sanctions according to law.

Chapter V Supplementary Provisions

Article 29 The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to local actual conditions, decide that these Regulations shall apply to the collection and payment of work-related injury insurance premiums and maternity insurance premiums within their respective administrative areas.

Thirtieth tax authorities, social insurance agencies to collect social insurance premiums, shall not withdraw any fees from the social insurance fund, the required funds included in the budget, by the financial allocation.

Article 31 These Regulations shall come into force as of the date of promulgation. & ltBR/>； Attachment:

Do it if you want. . Change if you don't want to do it. . Two-way choice . . . If the salary is high, you can take out your own pension insurance and check it on the first personnel website. There are different types of old-age insurance:) Good luck! () Three insurances are compulsory insurance, and housing accumulation fund can be exempted. You can consult the local labor and social security department, and then file a lawsuit or apply for arbitration, but in that case, I'm afraid this unit won't keep you. It doesn't matter if you are no longer in this unit. Is there a contract?

There is no contract. Is there any evidence to prove that you work here? What is your salary?

If there are either of them, then you can report to the labor department. The labor and social security departments have special audit departments, which can keep secrets for prosecutors and safeguard their legitimate rights and interests.

I don't know if I can go. The company deducted wages and refused to sign the contract. There is no three risks, which is very pitiful. You can talk to the local labor and social security department. If the unit is really what you said, the state has regulations. If the employer does not handle it, the unit will be fined. This is a legal requirement. If you don't handle it, you can apply to the Labor Bureau for arbitration and discuss with other colleagues. If you want to stay in this unit, you must reflect more and sign together. Otherwise, go to arbitration alone, and I'm afraid you'll be fired in the future. Without insurance, I won't do it.

1. If the employer does not handle it for employees,

You can talk to the local labor and social security department.

3. The problem that your company will be fined is very common under the existing market economy conditions in China, because there is no very effective restriction mechanism. Indeed, as everyone upstairs said, there are labor laws and regulations, but although there are various regulations, most units are reluctant to issue various insurance benefits to employees in accordance with laws and regulations because of the high mobility of employees in many private enterprises. In this regard, most of the relevant state departments also treat such problems from the perspective of protecting the enthusiasm of enterprises and developing local economy, with the attitude of not promoting or correcting.

You should be fully prepared for this: 1. If you don't want to work in this unit for a long time, collect relevant evidence that can prove the existence of this problem and complain to the inspection brigade of the Labor and Social Security Bureau. If you want to continue to work in this unit, you should strive to improve your work skills, strive for higher wages, and then pay all kinds of insurance yourself. Call the local labor security number. The number of Nanjing is 12333. The first thing depends on the nature of your company. If enterprises are involved, they can go to the labor arbitration department for arbitration. Involving institutions, you can go to the personnel arbitration department for arbitration. However, both of them are time-sensitive and fast. If you are not satisfied with the arbitration, you can take the arbitration award to the court to make a ruling and file a complaint. It is not easy to find a job now.

Sue him. The judicial bureau can consult and read books in this field for free. Shanghai Jiaotong University Press published 200 Questions about Legal Knowledge of Old Workers, 200 Questions about Legal Knowledge of White-collar Workers and 200 Questions about Legal Knowledge of Migrant Workers in Shanghai. Tell him it's against the labor law. You should collect relevant evidence, complain to the Social Security Bureau or apply for labor arbitration, and ask the unit to repay. Keep the salary certificate and sue him if you don't do it. He must make it up to you Just report to the labor arbitration department under the jurisdiction of the unit.

The local "labor security supervision brigade" is an administrative law enforcement agency set up by the labor administrative department to take charge of this matter. You can consult or report once and for all, because it is the basic condition of the annual labor inspection system for employers to sign a formal Labor Contract to fulfill their social insurance obligations. If you violate it, you will be severely punished by the administrative department and be fined heavily. If there is no medical insurance clause in your labor contract, it is not perfect.

The law stipulates that enterprises must handle medical insurance for their employees.

If the company doesn't help you, you should not only protect your rights and interests through negotiation, arbitration or litigation, but also apply for a commercial medical insurance. Please be patient. If the work is not good, tell him that there are labor security agencies in the area where the unit is located to complain. I'm also trying to find out, so far there is no result. If you are in trouble, please call the police! The state has regulations. ;

If the employer does not handle it for employees, it can report it to the local labor and social security department. The current Labor and Social Security Bureau protects the weak.

Report to the labor bureau. At present, many units have no insurance, but mine does not.

If you want to get your insurance back, you must be ready to leave at any time. ..