Is the insurance industry easy to do?

Is it easy to work in the insurance industry?

No, I also worked in insurance for the past two years!

Now I switch to red wine!

Insurance commissions are very high, I used to work for an insurance company

For a performance of 10,000 yuan, the commission is 35% plus a base of 1,500

It’s like running for 10,000 yuan and getting 5,000 yuan

I say this, but I have been running for 3 months and still can’t get a single point!

In insurance, you can’t make money just by working hard. The money lies with others.

No matter how hard you work, others will still have to pay for it!

The most important conditions for buying insurance are 1. If your city is richer, it will be easier to buy insurance

If your city is as poor as Afghanistan, who will buy it< /p>

2. You must have a certain network of relationships!

Also prepare several hundred dollars, because regardless of insurance, you will basically have no money in the first two months of your career.

Maybe this industry will be very popular in the future, but not now. It’s really difficult to get insurance.

If you are just starting out, I suggest you get something else, like me, get French wine.

Go to those bars, and every one of them is a big boss. , both have a net worth of tens of millions

If your relationship is better, if you can’t continue the wine business in the future, you can also change your career to become an insurance company

You can only sign in once a month, which will be enough for you Got it!

Is the current insurance industry easy to do?

I just want to say that there is no good industry. Wherever you sell, you have to rely on yourself. Performance speaks for itself. Why bother with so much else? Nowadays, insurance is increasing, and there are many online insurance platforms. I feel good about the Miaomiao Insurance website that I have directly contacted. The overall trend is good. The key is to persist, but I feel that you are already being rejected. If you don’t like it, then change it and live a happy life.

The insurance industry is good Do it?

Your question is too simple. In fact, it is difficult to make a general summary of anything by saying it is easy or difficult to do.

Whether it is done well or not is relative. If you have local connections, a lot of relatives and friends, and good conditions, it would be better to add the relationships you usually maintain. In this way, it is relatively easy for you to get insurance. If you have good resources and make effective use of them, it shouldn't be too difficult at first.

However, if you want to develop in the insurance industry for a long time, you need to recognize the facts.

Insurance is not yet recognized as a necessity for the current Chinese people. In terms of the current life insurance business of commercial insurance, not everyone can afford the annual premiums. And it requires long-term payment, some are 10 years, 15 years, 20 years, 30 years, etc.

Moreover, insurance is a very professional thing, and even ordinary accountants may not be able to understand an insurance plan. To do insurance, you also need to learn professional insurance knowledge.

Speaking of trends, as people’s income increases, the demand for insurance will also increase. In the future, China's insurance market has very good development prospects.

If you want to do insurance, you must make long-term development plans. If you just want to try it, don’t waste time.

Is the insurance business easy to do?

Insurance is not easy to do in the past, present or future! Reserve preservation is not a traditional industry, what we buy is an intangible thing! You must first learn to be a human being before doing things! I can only tell you that insurance is a very challenging industry where people can learn many things! But not everyone is suitable for it. But once you choose and decide that you want to develop your own career, then you must persist... The road of insurance is not that easy...

But in other words, if even the lady selling vegetables on the street thinks insurance is easy to get! So do you think this industry can still develop? If everyone has a good awareness of insurance...all think insurance is a necessity of life...then do we still need people to be insurance marketers?"

Think carefully Let’s take a look at the path we want to take.

Actually, I really don’t like how some people say that insurance is a lie as soon as they come up! Something like that! What did the insurance deceive them about? If it is a lie...why has it been able to "cheat" in China for more than ten years and abroad for decades? A large number of people just listen to what the wind says... Their thoughts are still stuck in the era of their grandfathers... Please use your own head to think about it objectively...

Is the insurance industry easy to do now? ?

The entire industry is getting better and better now, because people are becoming more and more aware, but when it comes to individuals, whether you can do well depends on your personal professional level and communication skills

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In 2015 and 2016, can the insurance industry still do it? Is the insurance industry easy to do?

To be honest, I personally have such a dilemma now, because I am now the vice president of a trading company, and my income is expected to be around 200,000. You know that it is difficult to make money in traditional industries. A friend of mine has been doing insurance for about 2 years, and now his monthly income has reached more than 20,000-30,000 yuan. Alas, he suggested that I switch careers because he said that doing insurance is like doing business. In fact, there are prospects for income and development. , and the accumulated resources and capital are also their own.

Moreover, more and more people will buy insurance in the future because per capita income will increase and natural risks, natural and man-made disasters, serious illnesses and accidents will continue to occur and increase. These are the huge financial burdens that society will face on families in the future. People will become more and more aware and know how to protect their loved ones, assets and bodies, so more and more people will take out insurance in the future. It is in response to the big trends of the times and the rigid needs of social development. As for whether you think you can do it well, you have to ask yourself this question. There is no industry where money is easy to make. It depends on whether you are ready before the opportunity comes, such as the Internet wave 10 years ago.

Is it still easy to make money in the insurance industry? Is it easy to sell products? 5 points

Is your market finished? Who do strangers visit? Are you frustrated that you have no reason to meet with the person in charge of your company?

Do your customers value income or protection? Are your customers distributed in spots or in blocks?

Is your customer service just giving small gifts or frequent visits? After the policy is concluded, does it matter whether you help the customer or the customer helps you? Do your customers take your phone number with them? Do you want your customers to never leave you again from today on?

1. Facts that must be understood

80% of people think that they may encounter accidents

70% of customers are injured in accidents When medical expenses are incurred, you will be asked if they can be reimbursed

A considerable proportion of people think that insurance claims are troublesome and give up buying insurance

Many people know little about insurance but are unwilling to listen to your complicated explanations Introduction

Many people think insurance is expensive

2. Benefits of accident insurance

1. Easy to sell

Insurance liability is simple, No need for superb skills

Low insurance premiums and high protection

Easy to provide claim settlement service, convenient and fast claim settlement

Easy to make group orders

2 , the basis of insurance sales

Enclosure movement in the new insurance era

Can directly contact the person in charge of the company

To facilitate the establishment of insurance concepts

Have more opportunities to talk about insurance

3. For the team

Reduce the sales difficulty for new salesmen

Increase the number of salesmen’s visits

Improve the business skills of salespeople

Stabilize the marketing team

For customers

Buying accident insurance is definitely cost-effective (little money can do big things)

3. Rules for quick closing of accident insurance

1. Select prospective customers

Who is most likely to pay attention to accident insurance:

Those who frequently travel on business, High-risk professionals, those who own private cars

Business owners, family breadwinners, their wives or family members

2. This is how accident insurance is discussed

Lifestyle interactions Talk as you like

Visit the person in charge of the company if you are not familiar with it

Would you like some old customers to come too?

The opening remarks can be like this...

You are now Are you still paying attention to the missing Malaysia Airlines incident? I believe that the Malaysia Airlines incident has made everyone sad, and it has also given everyone a deeper understanding of accident insurance. So what kind of accident insurance do you want to know about? I can give you a brief introduction...

3 , inculcate insurance awareness

The probability of total disability is 2 times that of death

The probability of partial disability is 5 times that of total disability

The probability of medical expenses for injury is half the probability of disability 10 times

For every 100 accidents in life, only about 1 person dies, 2 people are completely disabled, 10 people are disabled, and 99.5 people incur medical expenses

PS: For different Accident insurance describes the meaning and function of life insurance, as well as the content and scope of product protection.

4. Strong promotion

If you smoke one less pack of cigarettes and drink one less bottle of wine every month, you can get such a high level of protection; spend a small amount of money to save a lot of money to do big things, and you will not be in danger. An'an, if you are in danger, the insurance company will provide you with help in times of need and try our best to reduce your losses;

When unexpected risks come, you don't have to spend money where money is needed, but the insurance company will pay for you

What is your ID number? Should it be insured for you or for the whole family

Are you insured for 200 yuan or 100 yuan?

Sales promotion skills:

For team customers: seminars on product descriptions and claims settlement methods

For individual customers: service commitment and try Ask for several recommendation lists

You will have multiple opportunities to sell long-term insurance:

When discussing accident insurance

When promoting accident insurance

When the insurance rights are notified

When an insured accident occurs

When the contract is renewed

Other specific opportunities

Starting today, customers can do these things for you:

Bring you into his circle

Buy life insurance

Recommend others to buy it Life insurance

Become an additional member

Recommend others to become an additional member

Renew your contract

Do other things

Now Is the insurance industry easy to do? What are the prospects?

According to the “13th Five-Year Plan Market Prospects and Development Planning Analysis Report of China’s Property and Casualty Insurance Industry” by the Qianzhan Industry Research Institute, as of May 2015, the industry as a whole had achieved original insurance premium income of 1,166.641 billion yuan, year-on-year. An increase of 19.46%; of which the original insurance premium income of property and casualty insurance companies was 348.831 billion yuan, a year-on-year increase of 12.41%; the original insurance premium income of life insurance companies was 817.804 billion yuan, a year-on-year increase of 22.75%.

Overall, due to the relative downturn in the insurance market from 2011 to 2013, the year-on-year growth rate of premiums in the same period and the whole year of 2014 increased significantly; under the high base in 2014, before 2015 Five-month premiums still maintained a year-on-year growth rate of about 20%, and tended to maintain a relatively high growth rate. It is expected that the industry's premium growth rate will remain at an ideal level in 2015.

Qianzhan Industry Research Institute believes that first of all, the development of China’s insurance industry and China’s economic development do not match. It does not support the development of GDP. But I feel like there will be big changes in the future. China's GDP has ranked second in the world, and premium income has also entered the ranks of major insurance countries. Premium income ranks fourth in the world. I estimate that China’s premium income should surpass the UK this year and enter the top three. China's insurance industry has not yet entered the ranks of insurance powers. In other words, there are two indicators for measuring a strong insurance country, one is insurance density and the other is insurance depth. The insurance density per capita is just over 200 US dollars, which is almost 20 times the per capita premium of almost 4,000 US dollars in developed countries, so the future development potential is very huge. The depth of insurance is only less than 3%. The insurance penetration in developed countries in the world is about 7% to 10%, which is still almost double the gap.

Is the insurance industry easy to do?

No matter which insurance company you work for, it is basically the same. The key is that your own performance and team development determine your own future.

Insurance is difficult to do, and because it is difficult to do, the market space is huge. And now insurance companies really lack relevant talents. "Insurance is not made by people, but by talents." Perhaps after being tempered in the insurance industry, you will gain something, and it will become more and more valuable in this society in the future.

In addition, the insurance business depends entirely on yourself. The key is whether you work hard or not, that is, your own attitude. This has nothing to do with your own personality and resources.

After all, the basic salary of insurance companies and the sales industry are not related to their own performance. Without performance, it goes without saying that the basic salary of 2,000, 5,000, or even higher, does not exist.

Is the insurance industry doing well? Is it okay to just stick to it?

Insurance is a cruel industry where the fittest survive. Only those who have the courage to persevere can succeed. The process is: familiarize yourself with the product, position the market, publicize customers, accumulate customers, innovate the market, and develop better.

Insurance is a good career abroad. To do insurance, you need to communicate with others. If you are an extroverted person, good at communicating with others, and have enough time to visit customers every day, then you can try it.

Many people do not do insurance for a long time. After they have done acquaintances, friends, and their own family members, they can no longer do it.

Society’s view of the insurance industry is that it is easy to buy insurance but difficult to settle claims. The threshold for working in insurance is not high, and many people who have just graduated from college and cannot find a job will give it a try. Some people with low cultural level also do insurance. I can’t even figure out some insurance terms because I’ve been exposed to too many. If you want to challenge yourself and want to try it, you can give it a try. If you can't go on and leave, consider it a life experience.

At present, the insurance industry is a sunrise industry! It would be a blessing for you to further your studies in this industry! This industry is also a survival of the fittest industry. It is difficult to just do insurance as a project now. Finance in the future will be comprehensive finance, not just insurance as a project! Therefore, it is recommended to take the insurance agent qualification certificate, financial planner, securities qualification certificate, accounting certificate and other financial health-related certificates! It also depends on your own preferences. The greater your added value, the easier it will be for you to succeed in the financial and insurance industry, and vice versa! The above suggestions only represent my personal views. I hope they can help you. I wish you peace and eternal peace! Hope to adopt!