Traditional Culture Encyclopedia - Traditional stories - The main characteristics of commercial bank loans before the 196s.

The main characteristics of commercial bank loans before the 196s.

short-term, self-compensation and productive.

Short-term regulated loans mainly meet the capital demand of commercial banks caused by sudden deposit and changes in economic environment. Self-compensation and productive means that the main sources of funds of commercial banks are highly liquid demand deposits and commercial working capital loans.

Commercial bank loans refer to loans provided by commercial banks to industrial and commercial enterprises. This kind of loan is mainly to meet the needs of enterprises' production and operation funds.