Traditional Culture Encyclopedia - Traditional stories - Credit card brush county and township preferential POS machine have points?

Credit card brush county and township preferential POS machine have points?

Whether or not you'll get credit for a POS card depends on the type of POS you're using, which directly determines the settlement rate between the merchant and the bank, and whether or not you'll be able to enjoy the credit card points.

For different types of POS, the merchant and the bank agree on different rates. For example, credit card spending at restaurants, entertainment, and retailers usually earns credit card points, but the merchants have to pay high swipe fees. On the other hand, when you swipe your card at wholesale merchants, the points concession to consumers is naturally absent due to the lower handling fee charged by the bank. Credit card points are not available for large purchases such as real estate and automobile purchases, tuition payments and wholesale purchases.

Summary: Credit card points are not available for large purchases such as wholesale purchases, livelihood purchases, and home and car purchases, including purchases of real estate and cars, hospital visits, tuition payments, and wholesale transactions.

Suggestions: Before swiping your card, ask the merchant about their business scope to find out if it will affect your points. In addition, you should keep the card vouchers and shopping slips so that you can appeal to your card-issuing bank.