How to prevent the security and risk threats faced by e-commerce transactions

Compared with traditional shopping, online shopping has many advantages. However, this new shopping model also has some shortcomings that cannot be ignored, including untrusted websites, Trojan horses, phishing websites and payment security. (1) fraudulent online shopping continues to develop, and criminals are also cheating and making profits online. Some merchants have no goods, but claim to sell goods online, because most online sales disappear after receiving money, and consumers can't contact dealers. These websites cheat customers of their money by this means. (2) Trojan horses, phishing websites and phishing websites are the main security threats of online shopping. Rogue websites represented by bad website navigation stations, bad download stations and phishing websites are forming a huge gray interest chain, and Internet security issues are beginning to enter the era of rogue websites. (3) Payment security is one of the most worrying issues for consumers. There are also some security risks in online payment, such as some fraudulent websites, stealing bank accounts, passwords and password cards. These are the problems that are easy to appear in online shopping. The cumbersome payment procedures before purchase and the complicated and lengthy refund process for dissatisfied goods after purchase also make online shopping a security risk. If the password of the user's website account is stolen, the funds in the account may be stolen. Iii. Precautions for online shopping safety (1) Strengthen legislation and establish and improve relevant laws and regulations. Online shopping must be based on online safe payment and timely delivery quality. The reputation of merchants and consumers is the key to the stable development of online shopping, but it is a difficult problem to solve. Therefore, complete and feasible laws and regulations should be formulated to promote online shopping.

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Run in a safe and orderly environment. (2) Consumers should enhance their awareness of self-protection. Consumers should carefully analyze the authenticity of the platform of online dealers and try to choose regular and well-known websites and online stores. When shopping, consumers should carefully understand all the information related to goods or services, such as the reputation of network service operators and merchants, product quality assurance and after-sales service; Before buying, you should communicate with the merchants, learn more about the goods and payment methods, adopt a safe online payment method, and pay attention to keeping chat records, related web pages and payment vouchers, and ask for invoices, so as to safeguard your rights and interests afterwards. (3) Mode technology innovation. Network is the carrier of e-commerce, and technological innovation will strongly promote the development of e-commerce. At present, most domestic network construction still relies on foreign technology and equipment, which is unfavorable to the long-term development of e-commerce in China. Therefore, we should vigorously develop network technology, build a faster, more stable and safer basic network environment, establish a safe network operating environment for users, ensure the confidentiality, integrity and effectiveness of online data, and enable users to use the network for business activities conveniently and safely in various application environments. (4) Introducing a payment method with higher safety factor. The mode of payment is related to the safety of payment for goods and directly related to the credit transaction between buyers and sellers. Consumer online shopping payment methods include third-party payment, bank remittance and cash on delivery. Among these three methods, online payment is the most convenient, and third-party payment is a post-paid payment method, which can reduce the payment risk and is also a common payment method for online shopping. Cash on delivery is the most acceptable payment method for consumers, but it will cause cash risk to merchants if they entrust logistics companies to collect money.