What is agricultural insurance?

Question 1: What is China's agricultural insurance? Agricultural insurance is also referred to as rural pension insurance, now appearing "new agricultural insurance" refers to the urban and rural residents pension insurance and "eight" "three line construction" and other personnel working age plus subsidized The main purpose of the policy is to solve the problem of the livelihood of the elderly

In response to your follow-up questions, in principle, participated in the employee pension insurance, you can not participate in the agricultural insurance, but you can transfer the accumulated amount of the personal account of the pension insurance to your agricultural insurance on the combined calculation of the treatment; but you ask the two comparisons between the employee pension insurance and the agricultural insurance which is cost-effective, that is, of course, the employee pension insurance, oh, and the agricultural insurance is the basic pension + the amount of the personal account of the employee. Farmer's insurance is the basic pension + [(total contributions + subsidies)\139], and one of the employee's pension insurance is the previous year's average salary of employees on the job 20%, which is higher, not to mention the other personal account accumulated contribution index, and so on. If you still do not understand, you may want to go to the local insurance agency to consult separately, I think you will not be difficult to find the answer. Good luck!

Question 2: What is the meaning of agricultural insurance Agricultural insurance refers to the administrative department responsible for the organization and management of rural economic organizations, collective institutions and workers in various industries *** with the obligation to pay old-age insurance premiums, workers in old age in accordance with the status of old-age insurance premiums paid to enjoy the basic old-age insurance treatment of the rural social security system.

Question 3: What is agricultural insurance Where are you from? Farmers insurance policy is not the same everywhere. At present, the state is implementing the new rural insurance for the rural residents of the jobless.

Question 4: What does it mean? The agricultural insurance refers to the rural social security system that is organized and managed by the administrative departments, rural economic organizations, collective institutions

Downloading

and workers in all industries*** with the obligation to pay the pension insurance premiums

More Pictures(3)

The workers enjoy the basic pension insurance treatment in accordance with the status of the pension insurance premiums in their old age. system.

Chinese name: 農保 Responsible for: administrative department Undertake: obligation to pay old-age insurance premiums Type: social security system

Outline of agricultural insurance

China's agricultural insurance work began to explore in 1986, and a pilot project was carried out in 1991. By the end of 2003, 1,870 counties (cities,

and flags) in 31 provinces (municipalities and autonomous regions) had carried out agricultural insurance to varying degrees, accumulating an insurance fund of 25.94 billion yuan, with 54.28 million farmers enrolled in the insurance program, of which 1.98 million farmers were receiving old-age pensions, and 1.5 billion yuan of old-age pensions were paid out in the same year. By the end of this year, the accumulated insurance fund is expected to exceed 40 billion yuan (including the accumulated fund for the pension protection of expropriated land farmers), and about 2.2 million people will receive pensions

Rural Insurance

The CPC Central Committee and the State Council have attached great importance to the work of the "three rural areas" and the coordinated development of urban and rural areas, and have actively promoted the establishment of a rural social pension insurance system in areas with conditions in order to solve the problem of rural poverty. The establishment of a rural social pension insurance system is an important part of solving the "three rural" problem.

To fully implement the spirit of the 16th National Congress of the CPC and the Third and Third Plenums of the 16th CPC Central Committee, in accordance with the requirements of coordinating the development of urban and rural areas, perfecting the social security system, and building a moderately affluent society in an all-round way, and from the actual starting point of the level of development of the rural productive forces and the degree of non-farming of the peasants, the system should be promoted gradually, and gradually extended and promoted in all areas, including the rural areas.

Qualified areas mainly refer to those areas where the urbanization process is faster, the local financial situation is better, and *** and collectives have the ability to give some financial support to farmers' participation in the insurance system. Among them, peri-urban areas are the most suitable areas to take the lead in establishing the agricultural insurance system.

Question 5: What is the new rural insurance? 1. What are the objectives and tasks of the new rural insurance pilot?

The goal of the new rural insurance pilot task is to explore the establishment of individual contributions, collective subsidies, *** subsidies combined with the new rural insurance system, the implementation of social integration and individual accounts combined with family pension, land security, social assistance and other social security policies and measures, to ensure that the farmers in old age, basic life. 2009 in Fujian Province, 10% of the counties (municipalities, districts) pilot, in accordance with the requirements of the central deployment and expand the pilot year by year, the central government to implement the new rural insurance system. Deployment and requirements, year by year to expand the pilot surface, as soon as possible in the province's universal implementation, the basic realization of the full coverage of rural residents of age.

2. What is the scope of the New Rural Insurance?

The scope and object of the new rural insurance is 16 years of age (excluding school students), did not participate in the basic pension insurance for urban workers in rural areas, you can voluntarily participate in the new rural insurance in the place of domicile.

3. How do rural residents register for the insurance?

Rural residents who are at least 16 years old, with local agricultural household registration, and have not participated in the basic pension insurance for urban workers, need to bring their original household registers and identity cards to the office where their household registration is located to apply for registration procedures.

4. How is the individual contribution standard determined?

Individual contribution standards are currently set at 100 yuan per year ~ 1200 yuan 12 grades. Pilot counties (cities, districts) *** can be based on the local actual situation to set up a higher contribution level. Rural residents voluntarily choose to pay their own contributions, in principle, once a year, you can choose different contribution levels according to the income of different years.

5. How do village groups subsidize villagers' participation in the insurance?

The standard of subsidy is determined democratically by the villagers' committee.

6. *** How is it subsidized?

*** Subsidies are divided into two parts: first, *** financial to meet the conditions of the insured to pay the full amount of the basic pension, the province's current minimum standard of basic pension is set at 55 yuan per person per month; the second is *** personal contributions to be paid to subsidize the contribution, the province's current *** subsidy for the payment of the standard is set at not less than 30 yuan per person per year.

7. Is the difficult group of contributions to be tilted to take care of?

Fujian Province, the provisions of the rural severely disabled, rural low-income households, rural birth control objects in the death of a single child or disability, surgical complications and other groups of difficulties in payment, the city and county *** for its contribution of not less than 50 yuan of the minimum standard pension insurance premiums.

8. Is there any policy favoring rural families with birth control?

Fujian regulations, to participate in the new rural insurance in rural areas 45 ~ 59 years of age to give birth to two girls or give birth to a child couples, in each person not less than 30 yuan per year on the basis of the contribution subsidies, the provincial government to increase the contribution subsidies by 20 yuan.

9. How are individual contributions, collective subsidies and *** contribution subsidies recorded?

The agricultural insurance agency establishes a lifetime record of pension insurance personal account for each participant. Individual contributions, collective subsidies and *** contribution subsidies are all credited to the individual account.

10. How is interest accrued on the funds in the individual account?

Currently, the funds in the individual account accrue interest annually with reference to the one-year RMB time deposit rate of financial institutions announced by the People's Bank of China.

11. How do I check my personal account information?

The insured person can go to the pilot counties (cities and districts) to inquire at the window of the agricultural insurance agency and the agent bank with the social security card.

12. What are the conditions for enjoying the pension benefits of the new rural insurance?

(1) In accordance with the relevant provisions of the new rural insurance, aged 60 years old, not enjoying the basic pension insurance for urban employees of the rural household registration of the elderly, you can receive a monthly pension.

(2) At the time of the implementation of the new rural insurance system, those who have reached the age of 60 and are not entitled to basic pension insurance for urban enterprise employees do not need to make contributions and can directly receive a monthly basic pension, with all the necessary expenses paid by the *** finance, but their children who are eligible to participate in the insurance should participate in the insurance and make contributions. Qualified children refers to the age of 16 years old, did not participate in the basic pension insurance of urban enterprise workers, with local agricultural household registration, and parents living in the same village son, daughter-in-law, unmarried daughters, as well as son-in-law daughters and son-in-law into the son-in-law.

13. New rural insurance contribution period how to stipulate?

At the time of the implementation of the New Rural Insurance System, those who are less than 15 years away from the age of receiving the insurance should make contributions on a yearly basis, or are allowed to make supplementary contributions, with a cumulative contribution period not exceeding 15 years; those who are more than 15 years away from the age of receiving the insurance should make contributions on a yearly basis, with a cumulative contribution period of not less than 15 years.

14. What are the components of the New Rural Insurance Pension Benefit and how is it calculated?

The new rural insurance pension treatment consists of two parts: the basic pension and the personal account pension, which is paid monthly until life. At present, the minimum standard of basic pension is 55 yuan per person per month. Municipalities and counties *** can, according to the actual situation, improve the local basic pension standard. Individual account pension, the monthly payment standard for the individual account of all the stored amount divided by 139.

For example: a farmer 45 years old, if the individual contribution option to pay 500 yuan per year, *** annual subsidies of 30 yuan ...... >>

Question 6: What is the difference between medical insurance and agricultural insurance? New rural social pension insurance, referred to as agricultural insurance, for the unemployed did not participate in the social security of the rural household residents, by the individual voluntary payment, there is no mandatory; and social security for the working staff, units and individuals must pay according to law, with mandatory;

Social security, including old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and medical insurance; and the new rural insurance is only old-age insurance, and therefore The social security coverage is broader. As a result, people who pay for the New Rural Insurance in rural areas often also participate in the New Rural Cooperative. The contribution level of social security is higher, and the average level of pension is much higher than the new rural insurance.

Agricultural insurance and social security belong to two different types of national social security system, the main difference is that the target groups are not the same. The main difference is that the groups are not the same. Agricultural insurance is mainly for farmers, who pay less and receive less pension when they retire; social security is mainly for urban workers, who pay more and receive more pension when they retire.

Medical insurance is a kind of insurance to compensate for the medical expenses caused by diseases. When an employee is sick, injured, or gives birth, society or the enterprise provides the necessary medical services or material assistance.

The difference between agricultural insurance and medical insurance is that agricultural insurance is a kind of pension insurance, medical insurance is medical insurance, they are different insurance programs, there are differences in the treatment of insurance, insurance premiums and so on.

1, the new rural cooperative full name is "new rural cooperative medical care", is a farmer each year to pay a small part of the money, the state out of a large part of the composition of a reimbursement program. Must be a rural household to participate in the new rural cooperative, the money paid per person per year only manage the year, the next year need to pay again to enjoy the new rural cooperative. The target group is the home farming, not out of the city to work as a farmer.

2, social security is the abbreviation of social insurance, social insurance is the state through legislative means, in the workers because of old age, illness, industrial injury, unemployment, childbirth and death, temporary or permanent loss of source of livelihood by the social

society will give a certain amount of material help of the social security system. Social insurance has: protection, universality, mutual aid, compulsory, welfare. When the social insurance fund is unable to make ends meet, the state financial resources are used to make up for the shortfall in the fund

.

Personally, I suggest that you go to everyone's insurance network to popularize the knowledge of insurance, it will help you.

Question 7: What is the meaning of social security and the new rural insurance Social security is mainly for people in cities and towns, the new rural insurance is for the rural, are the state support of course insurance class it

Question 8: What is the difference between the agricultural insurance and social security Agricultural insurance refers to the *** competent departments responsible for the organization and management of the rural economic organizations, collective institutions and workers in all walks of life *** together with the responsibility for the payment of pension insurance premiums, the workers in the old age in accordance with the obligations, the workers in the old age in accordance with the rules and regulations of the country and the government of the country. The social security system in the countryside, the workers in the old age in accordance with the status of the pension insurance premium payment to enjoy the basic pension insurance treatment.

It is limited to rural households. Social insurance is a social and economic system that provides income or compensation for the population that is incapacitated, temporarily out of work or has suffered losses due to health reasons. The social insurance scheme is organized by *** and forces a certain group of people to pay a part of their income as social insurance tax (fee) to form a social insurance fund, from which the insured can receive a fixed income or compensation for loss if certain conditions are met; it is a redistributive system whose goal is to ensure the reproduction of material and labor force and the stability of the society. The main items of social insurance include pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

It can only be paid in towns, and rural households working in towns are also eligible for social security.

Question 9: What do you mean by "new rural insurance" The new rural social pension insurance is called "new rural insurance". New rural insurance is following the abolition of agricultural tax, agricultural direct subsidies, new rural cooperative medical policy after another major rural policy. It combines individual contributions, collective subsidies and *** subsidies, of which the central government will subsidize the localities and will directly subsidize the farmers. The reason why it is called the new rural insurance is relative to the previous rural pension insurance carried out in various places, Hu Xiaoyi said, the old rural insurance in the past is mainly the farmers' own contributions, in fact, is the mode of self-saving, and the new rural insurance is the most important feature is to take the combination of individual contributions, collective subsidies and *** subsidies, there are three financing channels. "In particular, the central government subsidizes localities, and this subsidy is again directly subsidized to farmers. I think it is following the abolition of agricultural tax, agricultural direct subsidies, the new rural cooperative medical care and a series of policies to benefit farmers after another major policy to benefit farmers." In addition, unlike the old rural insurance, which mainly establishes farmers' individual accounts, the new rural insurance draws on the current model of combining the unified accounts of urban workers. Hu Xiaoyi introduced that the new rural insurance in the payment structure is divided into two parts: the basic pension and personal account pension, the basic pension by the state financial all guaranteed payment, which means that China's farmers after the age of 60 years old will enjoy the national universal pension. However, Hu Xiaoyi emphasized the upcoming launch of the new rural insurance is still in the pilot stage, "the new rural insurance policy should be gradually pushed through the pilot to improve, it does not mean that from tomorrow onwards everyone will be able to receive money." According to the plan, will be fully realized before 2020, all farmers enjoy the new rural insurance

Question 10: What is the difference between the new rural insurance and social security? 1 - social security, the full name of social insurance, refers to a social insurance or protection mechanism to help citizens face certain social risks such as: unemployment, disease, accidents, aging, death, etc., or to protect the basic resources for survival, such as: education, medical care. Nowadays, there are five insurance policies, (pension insurance, medical insurance, unemployment insurance, maternity insurance, work injury insurance), and at least three insurance policies.

@ LZ asked should be the new rural insurance, right?

- New rural insurance, full name is new rural social pension insurance. The new rural social pension insurance is available to all rural residents who are at least 16 years old, are not students, and have not participated in the basic pension insurance for urban workers. In terms of the types of insurance, it is narrower than social security. In terms of the target, it is also different from the social security.

- The most important feature of the new rural insurance is to adopt a combination of individual contributions, collective subsidies and *** subsidies, there are three financing channels. Thus, it encourages those who do not have social security, in the context of the national policy tilted towards the three rural areas, all to participate in the new rural insurance.

@ LZ asked, is not the first to withdraw from the city insurance in order to participate in the agricultural insurance, and after that can not be transferred from the agricultural insurance to the city insurance, in fact, is the continuity of the insurance problem, in particular, the city insurance and the agricultural insurance convergence policy:

-- (1) the state for the succession of the pension insurance problem, the existing basic urban enterprise workers' pension insurance (referred to as the city insurance), the city insurance, the city insurance and the agricultural insurance. Pension insurance (referred to as the city insurance) has issued the "urban enterprise workers basic pension insurance relationship transfer and succession of interim measures", to give a different place to continue the method, in principle, no longer allowed to do the surrender of the insurance, from January 1, 2010 shall come into force.

--(2) But the urban insurance and agricultural insurance convergence policy, but also need to study the development of a separate, and therefore depends on how the local policy, combined with the location of your household registration.

@ So LZ you still make a phone call to ask the company's side of the social security institutions: the answer is that you can not surrender, then do not have to worry about it; in case it is able to surrender, assuming that you give it back to participate in the new agricultural insurance, pay a not long, and then go to work in the town, and then to do the city insurance, it is said that we have to pay the six years after the agricultural insurance to be able to do it. First, the city of agriculture insurance is difficult to continue; Second, in fact, pension insurance, pay a dozen years can enjoy the pension treatment, and social security is sealed cumulative, LZ if the youth, suggest that the home of the gap, can not pay, do not pay, to come to a long time well. If you plan to stay in the countryside in the future, that's a different story.

@ Hope to adopt, hee hee ......