What does medical insurance include?

Taking the medical insurance of social security as an example, it mainly includes the following contents:

1. General medical insurance

This is one of the broadest insurance responsibilities in medical insurance, which can protect the insured's outpatient medical expenses and hospitalization medical expenses due to illness and accidental injury. It is usually underwritten as a group or as an add-on to an individual long-term life insurance policy. For more detailed analysis of medical insurance, click to read "Which is the best medical insurance? This is the right way to insure!

2, accidental injury medical insurance

Accidental injury medical insurance is mainly responsible for the insured's medical expenses due to accidental injury, is one of the types of medical insurance. Accidental injury medical insurance is generally used as an add-on to accidental injury insurance (basic insurance) and is available to both individuals and groups without the need to check the insured's health.

3. Hospitalization medical insurance

Hospitalization medical insurance covers medical expenses incurred when the insured person is hospitalized due to illness or accidental injury, and is not responsible for the insured person's outpatient medical expenses, which can be taken out by a group or by an individual. Hospitalization medical insurance can be either in the form of compensation payment or in the form of fixed payment.

And commercial insurance, such as critical illness insurance, cancer insurance, etc., have their own different focus, want to know more about the insurance products you can consult the milkman insurance, milkman insurance has always maintained an objective, neutral attitude, upholding the concept of innovation, development, redefine the experience of the insurance, to provide users with professional insurance consulting and insurance Q&A.