Traditional Culture Encyclopedia - Traditional festivals - What are the five types of real estate classified by use?
What are the five types of real estate classified by use?
Details are as follows:
(1) According to the building height, it is mainly divided into low-rise, multi-storey, small high-rise, high-rise and super-high-rise.
(2) According to the structural form of the building, it is mainly divided into brick-wood structure, brick-concrete structure, steel-concrete frame structure, steel-concrete shear wall structure, steel-concrete frame shear wall structure and steel structure.
(3) According to the architectural form of the building, it is mainly divided into low-rise houses, multi-storey houses, medium-high-rise houses, high-rise houses and other forms of houses.
(4) According to the types of houses, it is mainly divided into ordinary apartments, apartments, duplex houses, duplex houses, garden houses, small-sized (super-small-sized) houses, etc.
(5) According to the classification of housing policy attributes, it is mainly divided into low-rent housing, purchased public housing (reformed housing), affordable housing and housing cooperatives to raise funds to build houses.
The real estate industry is divided into: real estate development, real estate brokerage, and real estate evaluation types: commercial housing, affordable housing property rights, and the right to use large property rights.
What are the types of real estate uses? The types of real estate use mainly include houses, factories, warehouses and businesses, services, culture, education, health, sports, office buildings and so on.
The concept of real estate should be understood from two aspects: real estate is not only an objective material form, but also a legal right.
As an objective material form, real estate refers to real estate and real estate, including land and permanent buildings on land and their derived rights. Real estate refers to all kinds of houses built on land, including houses, factories, warehouses, commercial, service, cultural, educational, health, sports, office and other buildings. Real estate refers to land and certain space above and below it, including all kinds of underground infrastructure and ground roads. Real estate is also called real estate in economics because of its own characteristics, that is, the fixed position and immovability. There can be three forms of existence: the integration of land, buildings and houses. In the auction of real estate, the auction target can also exist in three forms, namely, land (or land use right), material entities and their rights and interests in the state of integration of buildings and premises. With the development of personal property ownership, real estate has become the main component of commercial transactions.
The essence of real estate in the legal sense is a kind of real right, which refers to various economic interests contained in real estate entities and various rights formed therefrom, such as ownership, use right, mortgage right, mortgage right, lease right and so on.
Are there many construction sites in Dongying? Is it the type of real estate? A lot, I think.
According to their uses, organisms can be divided into four categories: experimental organisms, economic organisms, wild organisms and ornamental organisms.
Terrain can be divided into five types according to its morphology: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
So, the answer is: dull; Plateau; Mountain area; Hills; Basin.
Mineral resources can be divided into two categories according to their uses. According to its characteristics and main uses, it can be divided into energy minerals, metal minerals, non-metal minerals and water-gas minerals.
Metal minerals can be divided into the following four categories according to their material composition, properties and uses:
(1) Black minerals, mainly iron, manganese, chromium, titanium and vanadium;
(2) Non-ferrous minerals, mainly copper, lead, zinc, aluminum, magnesium, nickel, cobalt, tungsten, tin, molybdenum, antimony, bismuth and mercury;
(3) Precious metal minerals, the main minerals are gold, silver and platinum group metals (platinum, osmium, iridium, ruthenium, rhodium and palladium);
(4) Rare rare earth dispersed element minerals are divided into two categories: rare rare earth metals (mainly lithium, beryllium, niobium, tantalum, zirconium, rubidium, cesium, hafnium, strontium and rare earth metals) and dispersed elements (mainly germanium, gallium, indium, thallium, rhenium, cadmium, selenium and tellurium).
Real estate loans can be divided into brief descriptions of each link in the process according to the different loan objects and uses.
1. Provide consultation, accept applications and conduct pre-loan investigation.
(1) The consulting manager provides consulting services to customers, including the types, objects, conditions, amount, term, interest rate and repayment methods of personal credit loans.
(2) Accept the application after consultation with CCB, and the borrower shall fill in the Application Form for Personal Housing Loan of Zhejiang Branch of China Construction Bank as required to apply for the loan, and provide the following materials: mortgagor's ID card and husband-wife relationship certificate (valid certificate, borrower's income certificate, house purchase contract, down payment certificate, written certificate of guarantor's consent to guarantee and other relevant materials required by CCB).
(3) After accepting the loan application, the pre-loan investigation manager shall investigate the completeness, authenticity, validity and legality of the application form and required materials submitted by the loan applicant. Through the pre-loan investigation, it is considered that it meets the loan conditions and is ready for approval.
2. Lending approval
(1) Credit personnel of the handling bank-head of the credit department-head of the handling bank within the approval authority of the handling bank.
(2) The approval of the handling bank is beyond the approval authority of the handling bank-report to the superior bank for credit approval authority. After investigation, the manager will record the situation on the Approval Form of Personal Housing Loan of China Construction Bank, and submit the loan approval form and approval materials to the person in charge of the credit department. The person in charge of the credit department signs the approval form and submits it to the manager of the branch in charge for approval. Beyond the approval authority of the branch, it shall be signed by the branch and reported to the credit approval authority of the superior bank for approval. Three. loan origination
Sign a contract-go through mortgage (pledge) registration, insurance, notarization and other procedures. -Fill in various vouchers after the contract comes into effect-The borrower opens a deposit account-Go through the loan transfer formalities.
(1) After signing the contract loan for approval, the handling personnel will sign relevant contracts with this contract, the borrower (borrower, mortgagor and guarantor) and the authorized signatory of China Construction Bank according to different loan purposes and loan guarantee methods.
(2) After handling mortgage registration, insurance notarization, opening a borrower's deposit account, signing a mortgage contract, receiving the collateral and other related procedures, the credit department will register the "Collateral (pledge) and Warrant Register" item by item according to the collateral (pledge), and fill in the "Collateral (pledge) of China Construction Bank" according to the value of the collateral (pledge).
(3) After the contract comes into effect, fill in various accounting vouchers.
(4) Handling loan transfer procedures After receiving the payment notice from the credit department and checking it, the accounting department will handle the loan transfer procedures in accordance with relevant regulations and procedures, and transfer funds by direct payment or special transfer.
Fourth, loan recovery.
(1) entrusted deduction method: the borrower shall sign an entrusted deduction agreement with the lending bank.
(2) Counter repayment method: The borrower will hand over the cash or credit card or savings card to the counter manager for handling.
five
Post-loan management of intransitive verbs
(1) Daily management: tracking management, inquiry and analysis, including loan account, daily loan notice, overdue collection, post-loan inspection, inquiry and statistics, and daily custody of mortgaged (pledged) things until the loan is settled.
(2) Withdrawal of collateral: After the borrower pays off all the loan principal and interest on schedule, the credit department cancels the "Register of Mortgaged (Pledged) and Warrant", fills in the "Notice of Transfer of Mortgaged (Pledged) Property of China Construction Bank" and notifies the accounting department and the mortgaged (Pledged) storage department. After the accounting department, the custody department and the custody department have verified the correctness, they shall go through the corresponding procedures of clearing accounts and refunding fees.
(3) File management: After each loan is completed, the credit handling personnel will regularly sort out the relevant information collected, submit the original contract to the file administrator, and handle the relevant handover procedures. A copy of the contract is kept by the credit department for daily management. After the loan principal and interest are settled, the credit department will notify the archivist to formally file.
According to different needs, the real estate market can be classified from different angles. The main categories are as follows:
1 by purpose (function). According to this classification standard, it can be divided into residential real estate market and non-residential real estate market. The residential real estate market can be further divided into ordinary residential market, high-grade apartment market and villa market. The non-residential real estate market can be further divided into office market, shop market and industrial residential market.
2. according to the grade. According to this classification standard, it can be divided into high-grade real estate market, middle-grade real estate market and low-grade real estate market.
3. According to the regional scope. According to this classification standard, it can be divided into two categories: overall real estate market and regional real estate market.
4. Divided by transaction mode. According to this classification standard, it can be divided into two categories: real estate trading market and real estate leasing market.
5. According to the purpose of the transaction. According to this classification standard, it can be divided into two categories: real estate use market and real estate investment market. The real estate use market refers to the market where the purpose of buying, selling or leasing real estate is for personal use. The real estate investment market is a market for investment (resale, lease or sublease) for the purpose of buying, selling or leasing real estate. From the purpose of buying real estate, it can be divided into self-use, rental, passive value preservation and preparation for active transfer.
6. Divided by the circulation times. According to this classification standard, it can be divided into the primary market of real estate (specifically, the land use right transfer market), the secondary market of real estate (specifically, the primary market of developed commercial housing) and the tertiary market of real estate (specifically, the secondary market of commercial housing, affordable housing and purchased public housing). Related categories include the new housing market and the old housing market. Among them, the old housing market is also called second-hand housing market, second-hand housing market and stock housing market.
7. According to the time of transaction and check-in, it can be divided into xianfang market and faster market.
8. Time. According to this classification standard, it can be divided into past real estate market, present real estate market and future real estate market.
According to different uses, which four types of motors can be divided into? According to the purpose: drive motor and control motor. Classification of driving motors: motors for electric tools (including drilling, polishing, slotting, cutting, reaming and other tools) and motors for household appliances (including washing machines, electric fans, refrigerators, air conditioners, tape recorders, video recorders, DVD players, vacuum cleaners, cameras, hair dryers, electric shavers, etc.). ) and other general small mechanical devices (including all kinds of small machine tools, small machinery and medical devices). Control motors are divided into: stepping motors and servo motors.
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