Steps for a company to open an account in a bank

1. What are the steps for a company to open an account in a bank?

1, the company handles the bank account opening process:

(1) Make an appointment with the bank account manager in advance or bring relevant materials directly;

(2) Sign and seal relevant documents under the guidance of the account manager;

(3) It usually takes 5 working days for the bank to submit relevant information to the central bank, and the central bank will issue an account opening permit;

(4) Wait for the account manager to inform you to obtain evidence, receipt card, U shield, etc.

(5) Carry out the remaining operations such as account deposit under the guidance of the account manager. The bank accounts of the company are divided into basic bank accounts, ordinary bank accounts and temporary bank accounts. When registering a company, you must open a basic bank account.

2. Legal basis: Article 3 of the Measures for the Administration of RMB Bank Settlement Accounts

Bank settlement accounts are divided into unit bank settlement accounts and individual bank settlement accounts according to depositors.

(1) The bank settlement account opened by the depositor in the name of the company is the bank settlement account of the company. Unit bank settlement accounts are divided into basic deposit account, general deposit accounts, special deposit accounts and temporary deposit accounts according to their purposes.

Bank settlement accounts opened by individual industrial and commercial households with business licenses in the name of shop names or operators shall be included in the management of unit bank settlement accounts.

(2) A bank settlement account opened by a depositor in the name of a natural person with his personal identity certificate is a personal bank settlement account.

The accounts opened by postal savings institutions for bank card business are included in the management of personal bank settlement accounts.

2. What information do I need to open a company account?

Basic information required for opening a company account:

1, business license of enterprise as a legal person;

2. Organization code certificate;

3. Tax registration certificate;

4. Legal person ID card and agent ID card;

5. Power of attorney, official seal of the unit, private seal of the legal representative, etc.