What is the loan interest rate of the six major banks?

What is the loan interest rate of the six major banks? According to the announcement of the Central Bank: Central Bank loan benchmark interest rate:

(1) Short-term loan: adjusted interest rate within one year (including one year) is 4.35.

(2) Medium and long-term loans: the adjusted interest rate for one to five years (including five years) is 4.75; the adjusted interest rate for more than five years is 4.90.

(3) Personal housing provident fund loans: the adjusted interest rate for less than five years (including five years) is 2.75; the adjusted interest rate for more than five years is 3.25.

About the six major bank loan interest rates:

1 , Industrial and Commercial Bank of China

Industrial and Commercial Bank of China, the loan interest rate for short-term loans (within six months, including six months) is 4.35%; the loan interest rate for six months to one year (inclusive) is 4.35% . The loan interest rate for one to three years (inclusive) is 4.75%, and the loan interest rate for more than five years is 4.9%. If it is a provident fund loan, the loan interest rate for five years or less (including five years) is 2.75%; the loan interest rate for more than five years is 3.25%.

2. Agricultural Bank of China

The loan interest rate of Agricultural Bank of China for short-term loans (within six months, inclusive) is 4.35%; loans from one to five years (including five years) The interest rate is 4.75%, and the interest rate for loans over five years is 4.9%. For personal housing provident fund loans, the interest rate for loans of five years and below is 2.75%, and the interest rate for loans of five years and above is 3.25%.

3. Central Bank

The loan interest rate for Chinese bank loans within one year (including one year) is 4.35%, and the loan interest rate for one to five years (including five years) is 4.75%. The interest rate for loans over five years is 4.9%. For personal housing provident fund loans, the interest rate for loans of five years and below is 2.75%, and the interest rate for loans of five years and above is 3.25%.

4. Bank of Communications

The loan interest rate of Bank of Communications within one year (including one year) is 4.35%, and the loan interest rate of one to five years (including five years) is 4.75%. The interest rate for loans over five years is 4.9%.

5. China Construction Bank

The loan interest rate for short-term loans (within six months, inclusive) of China Construction Bank is 4.35%; loans from one to five years (including five years) The interest rate is 4.75%, and the interest rate for loans over five years is 4.9%.

Money plans in life can never keep up with changes. There will always be times when funds cannot be circulated or money is needed urgently. Du Xiaoman Finance is the former subsidiary of Baidu Finance. The company is registered in Chongqing Industrial and Commercial Administration and is officially licensed. We operate and provide services in cooperation with licensed financial institutions such as formal banks and consumer finance companies. The credit limit of Youqianhua is 500-200,000, with the lowest daily interest rate starting at 0.02% and the annualized interest rate starting at 7.2%. The actual interest rate is determined by the system based on the user's comprehensive situation. The borrower must be over 18 years old and not over 55 years old. The loan The information only requires second-generation ID cards and bank cards, and current students are not supported in applying for loans.

Reference material: Du Xiaoman Youqianhua official website