Traditional Culture Encyclopedia - Traditional stories - Please ask the traditional financial insurance industry is how to realize the "Internet"?

Please ask the traditional financial insurance industry is how to realize the "Internet"?

Insurance editor to help you answer, more questions can be online Q&A.

One, low cost

In the big data, cloud computing support, the Internet financial success of the two sides of the transaction of the network, decentralization, disintermediation, breaking the asymmetry of information, weakening the role of the transaction intermediary, to get rid of a large number of professionals and physical outlets to rely on. In this way, the supply and demand sides of the funds can complete the information screening, matching, pricing and trading by themselves through the network platform, there is no traditional intermediary exploitation, there is no transaction costs, and there is no corporate monopoly profits. The traditional financial not only to personnel expenditure costs, network construction costs, daily operating costs (rent, utilities, equipment, etc.), there are a variety of additional additional costs, so that the calculation, the Internet financial can be too much lower than the traditional financial costs, naturally, will allow more consumers to choose the Internet financial.